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Mar
07

Quick buck open no card era

Quick buck open no card era

Article by Kate









Erin data showed that in 2010, China mobile payment market the whole scale reached 20.25 billion yuan, a year-on-year increase of 31.1%. While in China 800 million cell phone users, has opened mobile Internet users has 303 million, 37.9%. It is estimated that by 2012, mobile payment transactions scale will more than 100 billion yuan.

Quick buck company CEO GuanGuoGuang in “quick +” platform and mobile payment strategy conference: “in 2011, 30% of pay is face to face, 70% are face to face.”

Mobile payment is slowly rise, POS machine carry, in the event of the shopping, will become a reality.

Union pay strong landed

On 24 August, issued an official statement said jingdong mall and pay treasure: because the cooperation have expires, jingdong mall has fully disable pay treasure. Users can’t use in addition to payment services, the use of pay treasure account login function also were was discontinued.

Although jingdong mall, the CEO LiuJiangDong will stop and pay treasure of cooperation are due to pay treasure to rate is too high, but also emphasize currently 80% of the users choose jingdong cod, so and pay treasure to its website will not stop cooperation users into effect. But a closer to the source told the jingdong mall Chinese times “reporter, jingdong recently will partner with the new pay principal and tools, it also means that the” jingdong mall force-out pay treasure, is no card payment and quick union pay pay treasure to online fast fierce competition results. Pay

Users need not open net silver, as long as in the “union pay online payment” web input relevant authentication information, he can be in the name of their debit card or credit card related to a union pay online payment account. This will save the user to bank branch line up the way open net silver program, also can avoid because to forget to take the password CARDS or USBkey can’t pay.

Union pay online payment can now offer: the authentication pay, quick payment, common payment, the payment and stored value card means such as e-currency payment. When users in the use of may, according to the actual conditions of the preference to choose and payment.

If the user to pay or pay the way quick authentication, also can choose to guarantee the consumption. The guarantee of the principal consumption and pay treasure mode, basic similar difference is unionpay guarantee, in addition to advance trade deal launched after the cardholder needs, the deal flow without holders are confirmed in operation, online ensure the cardholder rights and interests, but also for the cardholder tell the tedious operation process.

At present, in the jingdong, SuNingYi purchase, Oriental shopping and a number of web shopping can use union pay online payment, also in carrying out the principal of discount activity, trying to attract more of the user experience of online payment.

In addition, unionpay also launched a “mobile phone” business pay principal. It is “no card” way in the mobile phone terminal applications. In the mobile user through the installation of the client, registered and associated bank card, can complete pay anywhere at any time. According to the reporter understands, this product at present support apple, Android, Windows Mobile, etc of mainstream smartphones operating system. The user can through the business pay cost, credit card payments public, an inter-bank transfer, ticket booking, buy lottery tickets, game online shopping, etc and prepaid phone remote pay.

Profit quickly launch new payment platform

On September 1, quick buck held in Beijing, roll out new release ceremony payment platform–” fast “, and based on the + platform of a new generation of mobile payment strategy.

In the first foreign show quick buck “fast” products, one in brush is the function of the brush to become mobile users mobile phone POS machine, and support DuoZhong mobile phone operating system, can cover remote pay, mobile collection, collection of payment, payment, the SME P2P DuoZhong scenario. Appear at the same time “mobile payment middleware” products, embedded in the merchant to seamless application in, let users need to jump to pay for the client, can complete the payment.

GuanGuoGuang introduction, “quick +” at present mainly in three categories of application. The first kind is a customer, in fact the office has a line, everyone can public. Individual consumers can buy between complete, pay for water and electricity coal. The second type is small and medium-sized enterprise, because the POS machine is too expensive, or in the bank for less than POS machine, in view of the low cost, a large number of small and medium-sized enterprises can use. The third type is, often is centered in the group clients mobile sales. For example, some people run to go outside, not probably everyone chuai a POS machine, a move is too expensive, the second carry isn’t very convenient. ”

According to reporter understanding, “quick brush” products now are not yet on the market, mobile payment in the hotel industry middleware has part customers put into use. Quick buck aspects revealed that many of the two businesses pay interest of quick products, concrete cooperation details are in negotiation. Believe will soon large-scale spread out.

Pay treasure to subordinate offline market

By December 2010, pay treasure daily turnover of more than 2.5 billion yuan, day trading pen to 8.5 million, including several pen pay treasure every day to 500000 volume of wireless pen, cell phone pay treasure client installed more than 10 million. With the continuous development of trading volume, pay treasure to start offline, and develop the market subordinate their own innovation pay business.

Pay treasure to the outside world in July this year by cell phone barcode products, the scheme aims to pay a 1 million to millions of small businesses without additional equipment to provide low cost collecting services, only a minimum smart phones. This is the first bar code, pay treasure to pay for the product is also the first time through the online payment the technology into the line, to achieve “the market shopping, mobile payment”.

According to introducing, use pay treasure to bar code, users pay only install a mobile phone pay treasure to the client, then use a bar code bar code, merchants function generates use barcode or gun camera phone with scanning, can complete the list. The operation process is quite simple, the businessman need not special collection equipment, users need not carry cash or bank card, only in their own mobile phone confirmation on complete payment, transaction is finished.

For small businesses, for the installation of a fixed payment equipment, higher rates make them hard to bear. In fact, the cost of credit card has become the rent, artificial cost businesses, electricity the big pain after 4, many businessmen pay poundage already accounts for 5% of the profits to business-10%.

“Small businesses gains for the thin, can’t afford POS machine, cash utilization rate is high also from this and come. Should pay is basic services, we don’t dispute the merchants with the convenience to consumers,”. Pay treasure wireless division ZhuYinJia general manager said. Pay treasure in the rate of change: “each merchants have 20000 yuan a month of free quota, exceed a share according to five over one thousand computation, the rate for the traditional POS receive only half of the single scheme to 1/6.”

More than small ones, ordinary users can also use pay treasure to bar code to pay. The current iPhone, Android and most nokia mobile phones have the system both saiban can upgrade to the barcode pay. User login the latest mobile phone pay treasure to the client, choose “barcode payment” will show a dynamic bar code, users use balance or fast can be done quickly pay payment.

As in the process of the merchants with consumers pay only scan the barcode between contact, don’t need to present any bank card, so to avoid completely bank card stolen brush even reproduce, and dangerous, and at the same time when mobile payment by pay treasure to safety, reliability and security of the payment services more strong.



About the Author

I am Kate a professional editor from Transportation, and my work is to promote a free online trade platform. http://www.chemchinanet.com/ contain a great deal of information about easy bake oven pans,buy easy bake oven,easy bake oven recipes, welcome to visit!










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